Real Green Trends

AVENTURA HOME FOR SALE – OAK FOREST

2201 NE 202 ST, MIAMI, FL 33180

Guard Gated Community. ONE OF A KIND HOUSE IN OVER SIZED LOT, completelety upgraded with marble and wlanut foors. Hurricane French doors and windows. New Roof. Gorgeous backyard and pool area.

APPOINTMENTS INCLUDE:

• 4931 Square feet

• Overzised lot : 19,800 square feet

• 6 bedrooms 5 baths

• 2 attached parking spaces

Asking Price: $1,149,990

 

 

Call me or email for more information: 305-773-0253 |info@realgreentrends.com |

Now is the time to buy Bal Harbour – Developer’s default

 

 

The NEW HARBOUR HOUSE at developer’s default $$!  

The Harbour House, in Bal Harbour, Florida has 450 units and prices range from $250,000 to $2.8 million. 

Developer defaulted inventory five months ago.  The New Harbour House has amazing amenities like the poolside cafe and fresh market which are open daily for the owners’ convenience.  

  SOME UNITS OFFER RENT TO OWN!!

#301     NE Exposure Ocean View STUDIO, 531sqft     $275,000 RENT  $1200

   

#603       NE Exposure Ocean View STUDIO, 531sqft                      RENT  $1350

  #507    NE Exposure Ocean View 1/1 BATHROOM   923sqft     RENT  $1750     

         Read the rest of this entry »

Home Refinance Program – South Florida Real Estate

 

President Obama’s Plan was created to help homeowners refinance or modify their mortgages to a payment that is affordable, both now and in the future.

Can someone translate all these refinance and loan modification terms into simple language for all of us?  I read blogs, news and listen to debates with specialists on TV; and the more I hear the more questions I have. And, I guess, I am not alone. So, I shared my concerns with my friend Philip Hatfield  who was kind enough to write the following article to help me understand the Loan Modification structure. Hope it helps you as much as it did to me. Please, let me know.

Home Refinance:
Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates, perhaps due to a decrease in the value of their homes. The Home Affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac to refinance into a more affordable mortgage.

Refinance Common Questions:
1. How do I know if I am eligible?
You may be eligible if:
• You are the owner occupant of a one to four unit home,
• The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (see below)
• At the time you apply, you are current on your mortgage payments (current means that you haven’t been more than 30-days late on your mortgage payment in the last 12 months or, if you have had the loan for less than 12 months, you have never missed a payment),
• You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house,
• You have income sufficient to support the new mortgage payments, and
• The refinance improves the long term affordability or stability of your loan.

2. What information do I need to provide
It will help your lender if you gather some information and documents before you call. You will need:
• Information about the monthly gross (before tax) income of all the borrowers on your loan, including recent pay stubs if you receive them or documentation of income you receive from other sources.
• Your most recent income tax return.
• Information about any second mortgage on the house.
• Account balances and minimum monthly payments due on all of your credit cards.
• Account balances and monthly payments on all your other debts such as student loans and car loans.

3. How do I know if my loan is owned or has been securitized by Fannie Mae or Freddie Mac?
You should call your mortgage lender or servicer (the organization to whom you make your monthly mortgage payments) and ask about the program.
Both Fannie Mae and Freddie Mac have established toll-free telephone numbers and web submission processes to make this data available. Borrowers will provide or enter information to determine if either agency owns or securitized the loan. This information is not a guarantee of eligibility for the refinance program, as other qualifying criteria must also be met.

For Fannie Mae,
1-800-7FANNIE (8am to 8pm EST).
www.fanniemae.com/loanlookup

Freddie Mac
1-800-FREDDIE (8am to 8pm EST)
www.freddiemac.com/mymortgage

Home Modification:
Many homeowners are struggling to make our monthly mortgage payments either because our interest rate has increased or we have less income. The Home Affordable Modification will provide them with mortgage payments they can afford.

Modification Common Questions:
1. How do I know if I am eligible?
1. Is your home your primary residence?
2. Is the amount you owe on your first mortgage equal to or less than $729,750?
3. Are you having trouble paying your mortgage?
   For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current loan OR have you suffered a hardship that has increased your expenses (like medical bills)?
4. Did you get your current mortgage before January 1, 2009?
5. Is your payment on your first mortgage (including principal, interest, taxes, insurance and homeowner’s association dues, if applicable) more than 31% of your current gross income?

If you found this article interesting you can alway leave your comment and contact information and I will contact you back.

For further questions on this topic you can reach Philip at – philip.hatfield@mindspring.com or 305-345-2781

Aventura Real Estate: New Bank Owned Foreclosure in Parc Central

AVENTURA REAL ESTATE

 

3300 NE 192 ST, AVENTURA, FLORIDA

Aventura Real Estate – New bank owned foreclosure for sale in Parc Central. Completely renovated unit with SS appliances and granite countertops. Great Ocean views.

Parc Central in Aventura offers great amenities including 2 swimming pools, gym, concierge and deli.

A recently converted building with an amazing location right across form the Fairmont Resort and Golf, walking distance to the Aventura Mall and just a causeway away from Sunny Isles Beach.

The last foreclosure in the complex was sold in 2 days! Let’s not miss out on this one. Contact me now and let’s make an offer today!

 

Hollywood, Florida – Oceanfront Condo for Sale – Updated March 23,2009

THE TIDES – 3801 S OCEAN D

The Tides

 

OCEANFRONT CONDOMINIUM BANK OWNED

Another opportunity to own an oceanfront condominium in Hollywood, Florida

Awesome ocean views from this unit featuring tile floors, updated kitchen and a large living/dining area with a balcony overlooking the ocean. Amenities of a resort including movie theatre, state-of-the art gym, and heated swimming pool.

Location: Walking distance to the Diplomat Ocean Resort, Nikki Marina and other entertaining attractions.

Are you interested in purchasing this unit? Contact me now, this will not last long with a possible bid war amongst buyers. Bank will take the highest and best cash offer.